SBA CENTRAL

The #1 SBA Resource Library On The Internet.

Business Acquisitions and SBA Loans: Why Licensing, Certifications, and Operator Eligibility Matter More Than You Think

Acquiring an existing business can be one of the most powerful paths to entrepreneurship. Instead of starting from scratch, you step into existing cash flow, trained employees, vendor relationships, and an established customer base. For many buyers, financing that acquisition through an SBA loan makes the transaction possible.

Feb 20

12 min read

How to Approach a Real Estate Refinance in a Declining Interest Rate Environment

Refinancing commercial real estate whether owner-occupied or investment property tied to your operating business is not something to pursue impulsively.The difference between a strategic refinance and a reactive one can materially impact your balance sheet for years.

Feb 4

SBA Cafe Episode 1: Navigating the 2026 Market with Insider SBA Expertise

Welcome to the inaugural episode of the SBA Cafe podcast. Host Ryan Smith is joined by industry experts Kalen Foster (Live Oak Bank), Julian Carney-Domm (The Bancorp), and Casey Hopkins (Southland EDC) to dive deep into the world of SBA borrowing, market trends, and real-world deal-making.

Jan 26

12 min read

How to Buy a Business and the Real Estate in One Transaction Using SBA Financing

Buying an operating business and the real estate it occupies in a single transaction is one of the most powerful ways to build long-term wealth using SBA financing.