Ryan is the Founder of ThinkSBA, a Nationwide SBA 504 and 7a Loan Brokerage serving small business and entrepreneurs purchasing owner occupied real estate, acquiring a business or franchise or buying out a partner.
Most business owners spend their time focused on growth. They think about increasing revenue, hiring employees, serving customers, improving operations, and expanding market share. While those priorities are essential, many entrepreneurs overlook one of the most important drivers of long-term success: building a team of trusted advisors.
When most people think about entrepreneurship, they imagine technology startups, mobile apps, or the next big innovation.The reality is that some of the most successful business acquisitions involve what many people call "boring businesses."
For years, one of the biggest constraints for small business owners pursuing growth through SBA financing wasn’t opportunity—it was structure.Deals were limited. Growth was staged. Entrepreneurs had to choose between programs instead of leveraging them together.
Getting approved for an SBA loan is not just about numbers. It is not only about cash flow, collateral, or credit scores. Long before an SBA lender gets deep into underwriting, they are evaluating something even more important: You.
If you’re a business owner preparing to purchase commercial real estate—whether for owner-occupied use, investment, or expansion—you’re stepping into one of the most complex financial decisions you’ll ever make. It’s not just about location and price. It’s about cash flow, debt structure, tax strategy, long-term appreciation, and risk.
Learn how to structure an SBA working capital loan that aligns loan amount, use of proceeds, and projections into a clear, credible story lenders trust, and discover how preparation and the right guidance can accelerate approval.