Ryan Smith

Ryan is the Founder of ThinkSBA, a Nationwide SBA 504 and 7a Loan Brokerage serving small business and entrepreneurs purchasing owner occupied real estate, acquiring a business or franchise or buying out a partner.

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Apr 10
12 min read

How to Prepare and Package Your Loan for Success And How SBA Central Ensures You Do It Right

Securing an SBA loan is not just about qualifying. It is about presenting your business in a way that builds confidence with a lender and stands up to underwriting scrutiny.

Mar 27
15 min reaf

Increase Your Success in Business Acquisitions

Buying a business is one of the most powerful ways to accelerate wealth creation, step into leadership, and take control of your professional future. Unlike starting from scratch, an acquisition lets you step into an existing system with revenue, customers, employees, and operational history.

Mar 23
3 min read

SBA Cafe Episode 2: Tax Return Requirements & The New Legal Permanent Resident Rule

Welcome to Episode 2 of the SBA Cafe! In this episode, host Ryan sits down with top SBA 7A and 504 lenders—Kalen, Julian, and Casey—to unpack the massive new SBA rule change and share insider strategies for getting your loan approved during tax season.

Mar 20
12 min read

From Monthly Reconciliation to Tax Filing: Building the Right Financial System

Running a business means staying on top of your numbers—not just at tax time, but all year long. Yet many business owners fall into a common trap: relying on a CPA to handle everything from bookkeeping to tax filing.

Mar 6
12 min read

How Life Insurance Supports an SBA Loan When There Is a Collateral Shortfall

When acquiring or refinancing a business with an SBA loan, borrowers are often surprised to learn that life insurance may become part of the loan structure.

Feb 27
12 min read

Business Acquisitions and SBA Loans: Why Licensing, Certifications, and Operator Eligibility Matter More Than You Think

Acquiring an existing business can be one of the most powerful paths to entrepreneurship. Instead of starting from scratch, you step into existing cash flow, trained employees, vendor relationships, and an established customer base. For many buyers, financing that acquisition through an SBA loan makes the transaction possible.

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