2026

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	5.852	5.802
20 Year SBA 504	5.913	5.863
10 Year SBA 504	5.672	5.672
25 Year Refi SBA 504	5.855	5.805
20 Year Refi SBA 504	5.916	5.866

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2025

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	6.512	6.283	6.243	6.432	6.393	6.373	6.373	6.233	6.003	5.922	5.862	5.822
20 Year SBA 504	6.581	6.350	6.310	6.450	6.410	6.390	6.390	6.250	6.020	5.983	5.923	5.883
10 Year SBA 504	6.642	6.642	6.337	6.337	6.204	6.204	6.174	6.174	5.766	5.766	5.652	5.652
25 Year Refi SBA 504	6.541	6.312	6.272	6.461	6.421	6.401	6.401	6.262	6.032	5.925	5.865	5.825
20 Year Refi SBA 504	6.611	6.380	6.340	6.480	6.440	6.420	6.420	6.280	6.280	5.986	5.926	5.886

2024

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	6.361	6.381	6.281	6.690	6.550	6.351	6.201	6.041	5.762	6.033	6.283	6.093
20 Year SBA 504	6.420	6.490	6.360	6.760	6.650	6.440	6.270	6.110	5.829	6.100	6.350	6.160
10 Year SBA 504	6.526	6.526	6.587	6.587	6.892	6.892	6.476	6.476	5.865	5.865	6.459	6.459
25 Year Refi SBA 504	6.390	6.410	6.310	6.719	6.382	6.382	6.230	6.070	5.791	6.062	6.312	6.122
20 Year Refi SBA 504	6.450	6.520	6.390	6.790	6.479	6.470	6.300	6.140	5.859	6.130	6.380	6.190

2023

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	6.310	6.010	6.329	5.880	6.020	6.329	6.579	6.549	6.808	7.129	7.019	6.590
20 Year SBA 504	6.282	5.982	6.332	5.952	6.072	6.381	6.632	6.602	6.862	7.180	7.020	6.610
10 Year SBA 504	6.433	6.433	6.768	6.768	6.036	6.036	7.063	7.063	7.052	7.052	7.207	7.207
25 Year Refi SBA 504	6.327	6.028	6.347	5.898	6.038	6.347	6.597	6.567	6.826	7.158	7.048	6.619
20 Year Refi SBA 504	6.300	6.000	6.350	5.970	6.090	6.400	6.650	6.620	6.880	7.210	7.050	6.640

2022

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	3.213	3.594	3.925	4.676	5.117	5.187	5.107	4.977	5.437	6.439	6.529	6.110
20 Year SBA 504	3.067	3.449	3.761	4.615	5.057	5.127	5.047	4.886	5.338	6.362	6.452	6.032
10 Year SBA 504	3.070	3.070	3.807	3.807	4.922	4.922	4.962	4.962	5.320	5.598	6.534	6.534
25 Year Refi SBA 504	3.227	3.608	3.939	4.690	5.130	5.20	5.120	4.990	5.450	6.457	6.547	6.128
20 Year Refi SBA 504	3.081	3.463	3.775	4.629	5.071	5.141	5.061	4.900	5.352	6.380	6.470	6.050

2021

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	2.692	2.752	3.043	3.073	2.933	2.883	2.813	2.863	2.973	2.912	2.922	3.023
20 Year SBA 504	2.653	2.714	2.995	3.016	2.845	2.764	2.694	2.744	2.855	2.765	2.775	2.875
10 Year SBA 504	2.438	2.438	2.684	2.684	2.612	2.612	2.591	2.591	2.673	2.372	2.793	2.793
25 Year Refi SBA 504	2.733	2.794	3.084	3.114	2.974	2.924	2.854	2.904	3.014	2.926	2.936	3.036
20 Year Refi SBA 504	2.696	2.757	3.038	3.058	2.887	2.807	2.737	2.787	2.898	2.779	2.789	2.889

2020

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	3.710	3.460	2.878	3.029	2.758	2.597	2.406	2.66	2.406	2.582	2.552	2.622
20 Year SBA 504	3.639	3.388	2.804	2.955	2.683	2.522	2.341	2.210	2.361	2.553	2.523	2.583

2019

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504	4.877	4.767	4.737	4.527	2.758	2.597	2.406	2.66	2.406	2.582	2.552	2.622
20 Year SBA 504	4.751	4.767	4.581	4.360	2.683	2.522	2.341	2.210	2.361	2.553	2.523	2.583

2018

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
25 Year SBA 504							5.316	5.346	5.286	5.207	5.317	4.987
20 Year SBA 504	4.64	4.94	4.92	5.024	5.214	5.314	5.254	5.294	5.244	5.153	5.253	4.922

2017

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	4.58	4.60	4.83	4.62	4.66	4.59	4.76	4.53	4.37	4.57	4.51	4.50

2016

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	4.82	4.31	4.54	4.54	4.31	4.22	4.08	4.08	4.09	3.99	4.35	4.59

2015

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	4.59	4.53	4.79	4.58	4.84	5.05	4.95	4.89	4.89	4.76	4.74	4.86

2014

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	5.53	5.30	5.28	5.18	5.07	5.06	4.94	4.95	4.99	4.81	4.87	4.77

2013

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	4.20	4.28	4.29	4.15	4.14	4.52	5.22	5.23	5.69	5.44	5.45	5.45

2012

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	4.83	4.70	4.79	4.74	4.45	4.49	4.45	4.44	4.27	4.25	4.16	4.00

2011

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	5.73	6.06	5.93	5.89	5.63	5.51	5.58	5.13	4.69	4.83	4.94	4.94

2010

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	5.79	5.55	5.6	5.77	5.52	5.29	5.21	4.93	4.62	4.95	5.09	5.56

2009

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	6.66	5.70	5.6	5.25	5.37	5.89	5.24	5.39	5.14	5.14	5.5	5.46

2008

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	6.14	6.13	6.46	6.34	6.46	6.65	6.84	6.99	6.57	6.57	7.72	7.17

2007

Term	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
20 Year SBA 504	6.29	6.26	6.2	6.29	6.28	6.28	6.79	6.75	6.53	6.54	6.48	6.26